PEOPLE CAPITAL SAHURDHA SAMYUKTHA SAHAKARI

Your Trusted Partner in Financial Growth

Empowering individuals and businesses with comprehensive financial solutions, cutting-edge technology, and personalized service. Experience modern banking with traditional values.

About Us

Leading the way in modern cooperative banking with innovative solutions

Your Financial Partner

People Capital Sahurdha Samyuktha Sahakari is a progressive financial institution committed to providing comprehensive banking and loan solutions to individuals and businesses. We combine traditional cooperative values with modern technology to deliver exceptional financial services.

Our mission is to empower our members and customers with accessible, transparent, and efficient financial products that help them achieve their dreams and build a secure future.

  • Trusted by thousands of customers
  • Technology-driven solutions
  • Transparent and ethical practices
  • Customer-centric approach

Building Trust Since Inception

We believe in building long-term relationships with our customers through transparency, integrity, and exceptional service.

Our Loan Products

Comprehensive loan solutions tailored to meet your diverse financial needs

Unsecured Business Loan

Fuel your business growth with flexible unsecured loans designed for entrepreneurs and small businesses.

Home Loan

Make your dream home a reality with competitive interest rates and flexible repayment options.

LAP (Loan Against Property)

Unlock the value of your property to meet your business or personal financial requirements.

Purchase Plus Construction

Finance both land purchase and construction costs with a single comprehensive loan solution.

Construction Loan

Build your property with our specialized construction loan products and flexible disbursement.

OD (Overdraft)

Access funds as needed with our flexible overdraft facility for your business operations.

DOD (Dropline OD)

Structured overdraft facility with reducing limits, perfect for project-based financing.

Machinery Loans

Upgrade your business with modern machinery through our specialized equipment financing.

Personal Loans

Meet your personal financial needs with quick approval and minimal documentation.

Car Loan

Drive your dream car home with attractive interest rates and hassle-free processing.

Car Refinance

Refinance your existing car loan and enjoy better rates and flexible terms.

Insurance

Protect what matters most with comprehensive insurance solutions for life and assets.

Education Loans

Invest in your future with education loans covering tuition fees and related expenses.

Banking Services

Comprehensive account services designed for your financial well-being

Savings Bank (SB)

Secure your future with our flexible savings accounts offering competitive interest rates and easy access to your funds.

Pigmy Accounts

Build savings through our popular Pigmy deposit scheme with daily, weekly, or monthly collection options via mobile app.

Fixed Deposit (FD)

Grow your wealth with fixed deposits offering attractive interest rates and flexible tenure options.

Recurring Deposit (RD)

Systematic savings through recurring deposits with monthly contributions and guaranteed returns.

Advanced Technology

Experience banking at your fingertips with our cutting-edge digital solutions

Mobile Banking App

Access your accounts, make transactions, and manage your finances on the go with our user-friendly mobile application.

Digital Collections

Revolutionary mobile-based collection system for Pigmy and other deposits, making savings more convenient than ever.

Secure Transactions

Bank-level security with encryption and multi-factor authentication to protect your financial data.

24/7 Access

Bank anytime, anywhere with round-the-clock access to your accounts and services through our digital platform.

Digital First

We leverage the latest technology to provide seamless banking experiences while maintaining the personal touch you deserve.